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Today I heard someone say, “Education without implementation doesn’t change a thing.”  That statement hit me. Most people know what to do, but struggle with making tough decisions and following through to move forward.  They actually know what they need to do to lose weight and get in better shape, but struggle with being disciplined enough to do the work.  They have the information and are educated, but stop short of implementing the education (taking action) to cause the desired results.  Not knowing is not the problem. It’s not doing, that’s the problem.

I’ve seen the same thing happen to people in the area of personal financial planning (or the lack of it).  After discussing some basic principles to follow in order to win with money, a friend said, “Well I get all that.  That’s nothing new; everybody knows that.”  If that’s the case, then why aren’t you doing it? It’s about behavior, not just knowing what to do.

“Education without implementation, is letting education go to waste.”  

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I found these statistics pretty shocking.  A GOBankingRates survey finds 57% of Americans have less than $1,000 in a savings account. Even more alarming is the fact that included in that percentage is the 39% of people with absolutely nothing saved. Wow. Saving a little something consistently, no matter how much, is better than not saving at all. The good news is that saving something, even if it seems like nothing, will add up over time.

 

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Art by Christine (Parrish) Barker. © Christine Barker. All rights reserved.

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© Christine (Parrish) Barker and Your Ultimate Life Vision 2018. All rights reserved. Unauthorized use and/or duplication of this material without express and written permission from this Blog’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Christine (Parrish) Barker and Your Ultimate Life Vision with appropriate and specific direction to the original content.
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