Today I heard someone say, “Education without implementation doesn’t change a thing.”  That statement hit me. Most people know what to do, but struggle with making tough decisions and following through to move forward.  They actually know what they need to do to lose weight and get in better shape, but struggle with being disciplined enough to do the work.  They have the information and are educated, but stop short of implementing the education (taking action) to cause the desired results.  Not knowing is not the problem. It’s not doing, that’s the problem.

I’ve seen the same thing happen to people in the area of personal financial planning (or the lack of it).  After discussing some basic principles to follow in order to win with money, a friend said, “Well I get all that.  That’s nothing new; everybody knows that.”  If that’s the case, then why aren’t you doing it? It’s about behavior, not just knowing what to do.

“Education without implementation, is letting education go to waste.”  

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